WE ARE SECURE CREDIT ADVISORS
With your best interest in mind, we help you overcome financial distress due to credit problems.
With over 20 years experience, we have a mastery of credit which allows us to ensure top results.
Because we understand how difficult and stressful bad credit can be, we make the process as smooth as possible for our clients.
Our affordable payment process gives you the confidence to pay for the best results.
Our Significant 3R system is designed with you in mind
We provide much needed immediate relief to you by stopping the harassing calls and letters.
We create a customized strategy for each individual to start the process of improving their credit score.
We walk you through the reforming and securing your credit profile.
Having the professional representation of Secure Credit Advisors by your side will guarantee you the best results.
While offering the highest personal service, we will give your file the attention needed to ensure that your needs are met.
Why Should You Repair?
Having good credit is just as important as paying your bills. Not only to purchase a new home or vehicle but in order to even obtain a job. Companies now perform a credit check prior to hiring new employees, and in some cases for current employees to retain their job. Having a good and secure credit profile allows you to save money as banks and credit card companies lend and issue at a lower interest rate. In the court system, you are presumed innocent until proven guilty. However, in the credit system, it may feel as though you are guilty until you prove your innocence.
Thankfully, the law gives you the right to dispute any negative items on your credit history that you feel may be inaccurate, untimely, misleading or unverifiable (questionable items). If a credit bureau can’t verify the accuracy of a disputed listing, then it must be removed from your credit report. The Fair Credit Reporting Act (FCRA) gives you the right to accurate credit reporting. Exercise that right by having your questionable credit listings either verified as accurate or removed from your credit reports according to the law.
You have an incredible array of rights when it comes to improving your credit, but you must take action on those rights to make them work for you.
Can You Do It Yourself?
While this sounds easy, many people have found it nearly impossible to challenge these Credit Bureau giants on their own. Having the professional representation of Secure Credit Advisors by your side will guarantee you the best results. Our credit consultants have over twenty years of experience in assisting those in need of credit repair and will give you the proper presentation needed to ensure maximum results.
Our team has a vast understanding of the various laws that the U.S. government has passed aimed at protecting credit consumers.
- Fair Credit Reporting Act (1970) – Giving you the right to know what information is in your file.
- Fair Debt Collections Practices Act (1977) – Prohibiting debt collectors from engaging in certain behaviors that are considered immoral or invasive.
- Fair Credit Billing Act (1979) – Allowing Consumers to dispute any billing mistakes they discover
- Fair & Accurate Credit Transactions Act (2003) – Allowing consumers to request and review one credit report per year from each of the three major credit-reporting agencies.