01 Aug 2015

An Overview of Common Credit Terminology By Tiffany Sorensen Experts in the credit industry use technical terms that are often puzzling to outsiders. Below you’ll find straightforward explanations, as well as sample sentences, for terms regarding credit cards, credit reporting, and loans. Amortization The process of paying back money in installments and according to a […]

01 Jun 2015

Authorized User, Joint Account Holder, and Cosigner: What’s the Difference? By Tiffany Sorensen There’s a great deal of confusion about what defines an authorized user, a joint account holder, and a cosigner of a credit card account. While the rights and obligations of each may vary between institutions, let’s summarize their general characteristics. Authorized User […]

01 Dec 2014

Why Your Credit Score Can Make a Difference This Holiday Season By Tiffany Sorensen This December, a good credit score can ensure you’re able to purchase everything you’d like to give your loved ones. Regardless of what exactly you plan on buying, having a high credit score is likely to make your shopping experience more […]